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Types of Financial Aid

OCtech administers various types of financial aid to students who demonstrate financial need or merit.  The types of financial aid available include scholarships, grants, lottery, loans, work study programs, and Veterans Benefits.  Typically, a student must be enrolled for at least six credit hours or more to be eligible for most financial aid, although limited funds may be available for a few students who attend less than six credit hours. Any student who needs financial assistance must submit a Free Application for Federal Student Aid (FAFSA) to determine eligibility. Application forms should be submitted online at:

Financial aid awards are made equitably without regard to race, color, sex, handicap, or national/ethnic origin. Awards are disbursed each semester and are determined on the last day of Add/Drop and are based on class attendance.  If a student does not attend all of his/her classes, the award will be recalculated and based on verified enrollment status.  Students in default on a student loan or repayment of a grant may not be awarded financial aid, except under certain circumstances.


Scholarships are awarded yearly through the OCtech Foundation. Application deadlines are in July of each year. Any outside scholarships that come into the OCtech financial aid office will be posted on the Campus Cruiser under announcements. The SC Life Scholarship is available to all students who meet the eligibility requirements.


Students with financial need may be awarded grants based on individual grant eligibility.
The federal government and the state of South Carolina offer grants that do not have to be repaid.
Grant aid can be used for educational expenses including tuition and fees, books and supplies,
and cost of living while enrolled at OCtech.

Lottery Tuition Assistance

Lottery Tuition Assistance (LTA) is available for eligible full-time students
(12 or more credit hours) and eligible part-time students.

Student Loans

Student loans, unlike grants and work-study, are borrowed money that must be repaid,
with interest, just like car loans and home mortgages. Loans are legal obligations,
so before you take out a student loan, think about the amount you'll have to repay over the years.

OCtech is approved for all college-related veterans' educational programs.
Any veteran, dependent of a deceased or totally disabled veteran, veteran on active duty,
or active reservist or national guardsman may be eligible to receive veteran's educational benefits.
Please contact the Veteran's Affairs Office at 535.1224 for more information.

Senior Citizens Tuition Waiver

Senior citizens 60 years old or over, may enroll in courses free of charge on a space available basis during the established late registration period each term. The College will waive the tuition cost, but all other charges relating to the cost of taking the course (enrollment fee, books, supplies) will be the responsibility of the senior citizen. 

Senior citizens who register and pay for a course will not be eligible to take the course under this tuition waiver procedure in the same semester. In other words, a senior citizen may not register for a course and save a place, then drop the course, get a refund and take the course under the tuition-waived procedure. 

Senior citizens should not attempt to register through any other process or prior to the late registration dates or the waiver is not applicable and the student assumes all financial responsibility.  To learn more about the  enrollment process regarding Senior citizens, please click here to view our Admissions page.